It’s entirely possible that your contractor is right. There are quite a few reasons for legitimate differences between the estimates prepare

Your adjuster has contacted you and your appointment is near. You have photos and estimates and you're ready. Now, let this sink in: Let...

For the insurance company, catastrophe claims handling is different than servicing claims in normal times; you need to be seen ASAP, but...

Your contractor just left you with an estimate that significantly exceeds that of the insurance adjuster for the repairs to your damaged...